Digitised order origination
Members browse, select, and apply through a structured digital platform, reducing reliance on manual branch processes.
MobiPlan Kenya - Building a Digitised Asset Financing Ecosystem for SACCO and MFI members.
Energy Bora Ltd, trading as MobiPlan Kenya, is on a mission at the heart of Kenya's development story: ensuring every SACCO and microfinance member can access devices, electronics, and clean energy products without the barrier of upfront cost.
Who We Are
We are not a traditional distributor. We are a digitised asset financing and lifecycle management platform embedded directly within SACCO and MFI operations.
By working through institutions members already trust, we turn existing Asset Finance Loan facilities into digitally enabled member propositions.
As Samsung's preferred B2B implementing partner for SACCO and MFI channels in Kenya, and an authorised distributor of solar and clean cooking solutions, MobiPlan brings institutional-grade infrastructure to a space that has historically operated manually and at limited scale.
“MobiPlan proposes a modern approach that goes beyond traditional distribution, introducing a structured digital ecosystem that supports the full member journey from product discovery and application to fulfilment and after-sales support.”
What Sets Us Apart
MobiPlan is a digitised asset financing and lifecycle management platform with five core capabilities.
Digital document collection
IDs, payslips, KRA PIN, and guarantor forms submitted through an organised digital workflow.
End-to-end workflow integration
Supports future digital approvals, credit scoring, and automated loan workflows within SACCO systems.
Product lifecycle management
For smartphones and tablets: repairs, replacements, upgrades, and asset tracking throughout the loan tenure.
Last-mile delivery
Coordinated delivery to branches, workplaces, or approved member locations with full fulfilment visibility.
Product Portfolio
SACCO and MFI members access a curated portfolio through their existing Asset Finance Loan.
Smartphones and Tablets
Samsung, Tecno, Infinix, iPhone with full lifecycle management.
Laptops and Electronics
Windows and Chromebook options for students and professionals.
Solar Backup Power
Home systems, portable stations, hybrid inverters, and battery storage.
Clean Cooking Solutions
Induction burners and LPG stoves that are safer and more affordable.
Solar Irrigation Pumps
ennos Sunlight Pumps (0.5-2 HP) for smallholder farmers.
Household Electronics
TVs, refrigerators, washing machines, and microwaves.
Our Impact
This model goes beyond transactions. It drives digital inclusion, energy equity, and food security for Kenyan households and communities.
Digital Inclusion
Access to devices for eCitizen, SACCO mobile banking, and CBC learning.
Energy Equity
Reliable solar power and clean cooking replacing kerosene and charcoal.
Food Security
Solar irrigation enabling year-round farming for smallholder members.
For SACCOs and MFIs, partnering with MobiPlan means broadening asset finance portfolios, improving origination efficiency, and positioning as institutions that invest in member welfare, not just member savings.
How It Works
MobiPlan operates as shared infrastructure between SACCOs or MFIs and their members, designed around existing institutional credit policies.
Step 1
Browse the catalogue
Members explore smartphones, electronics, solar systems, clean cooking, and irrigation pumps through a digital platform linked to their SACCO.
Step 2
Apply through the SACCO
Members start an Asset Finance Loan digitally and submit required documents including ID, payslip, KRA PIN, and guarantor details.
Step 3
SACCO reviews and approves
The SACCO applies its standard credit policy while MobiPlan supports faster processing and digital approvals.
Step 4
SACCO disburses to MobiPlan
Upon approval, funds are disbursed directly to Energy Bora Ltd (MobiPlan Kenya). No cash passes through the member.
Step 5
MobiPlan fulfils the order
Orders are processed and delivered to branch, workplace, or approved home address with full tracking and confirmation.
Step 6
After-sales and lifecycle support
Smartphones and tablets get ongoing repairs, replacements, and upgrade pathways through the loan tenure, with warranty support on all products.
Partnership Model
Clear role separation ensures transparent operations and accountability.
SACCO or MFI Responsibilities
- Loan application intake and member verification
- Credit policy enforcement and approval
- Direct disbursement to MobiPlan
- Loan repayment management and monitoring
- Member communication and relationship management
MobiPlan Responsibilities
- Digital catalogue management and member browsing
- Digital application and documentation support
- Order processing and fulfilment coordination
- Last-mile delivery to branch, home, or workplace
- After-sales support, warranty, and lifecycle management
Work With MobiPlan
Ready to expand your institution's asset finance proposition or access products through your SACCO? Let's build the next chapter together.